The original live check, however, still exists too. With mobile check deposits, it raises the possibility of a check being deposited twice: once through a bank’s mobile deposit app and once through a check cashing store. There are two types of fraud that could occur with electronic cheque deposit: double presentment and identity fraud. Under the Check 21 Act, the bank that creates the “substitute check” — the bank that allowed its customer access to the mobile check cashing app — is the bank that bears responsibility for any loss from the twice-cashed check. throuh mobile deposit? How do I remove/delete/adjust these duplicate payments? Likely it happened to everyone that had direct deposit at your company. Your question is unclear. If you attempt to enter the bill twice, the software will alert you. hi guys, basically, im not the type of person to receive a check, ive probably received check 3 times in my entire life, and when i do i usually go to the bank and get it cleared. I ACCIDENTALLY DEPOSITED MY CHECK TWICE HELP! If you receive a direct-deposit payment each month and need to switch which account it goes into, contact the company that initiates the deposit as soon as possible. Thanks for the A2A. Others probably called already. I thought i never deposited the check since i kept all my deposited checks in a certain spot. For example, if a cheque you deposit is returned to RBC for any reason, either during or after the expiry of the applicable hold period, RBC has the right to charge the amount of the cheque/item to your account. I was given my last check. What happens if someone accidentally deposits a check twice. Holds are placed on some deposited items to protect both clients and the Bank from fraud. Double presentment. I would shut that account down forthwith and open a new checking account. I figured it had slipped my mind one week since i was so busy working 60+ hours a week at the time. I found a check from late September and thought that I didn't deposited it already but then I noticed it was already deposited back in October and now I accidentally did it again. I was cleaning up and found a check i had endorsed but had not written mobile deposit on it. Forget about the fees it was a $50.00 lesson to pay more attention next time. They have checks and balances in place and folks that review reports on a constant basis. Give them your new banking account details, including the bank routing number, and ask … You likely will notice within 2 business days from it occurring. If you pay by check, recording the transaction in the check register will give proof you can refer to that the payment has already been made. Double presentment is when the same cheque is deposited twice. Even if they didn't, someone in the payroll department will notice it quickly. A fraudster who acts quickly enough can sometimes cash both. More than 3,000 federal employees were accidentally paid $5-million in double-pay last month after the Royal Bank of Canada deposited earnings twice in some bank accounts. Depositing a cheque. Make sure to only deposit a cheque once, either in person or electronically. I have two payments recorded twice against two invoices. The problem you now may have is that since you deposited the check the scammers now have your checking account number. My deposits are correct. These customers are showing a credit balance on their accounts because of this. In July, we talked about how a new, convenient way to deposit checks has been making things more complicated for staffing companies who issue payroll checks. You can also schedule payments using the software, and once you pay the bill, the software will not alert you to pay again. Are you asking about a check you wrote to someone else, and that someone has already deposited it? Changing Direct Deposit . 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